TERMS OF SERVICE

Last updated: April 20, 2026

These Terms of Service ("Terms") govern your use of the BlueCollar Wealth website (the "Site") and any services we provide. By accessing or using the Site, you agree to be bound by these Terms.

1. Nature of Services

BlueCollar Wealth is a lead generation service that connects individuals with licensed insurance agents for the purpose of discussing financial and retirement strategies. We are not a registered investment advisor, broker-dealer, or financial planner. We do not provide financial, tax, legal, or investment advice. Any financial products or strategies discussed with licensed agents are independent of BlueCollar Wealth.

2. No Guarantees

Nothing on this Site guarantees specific financial outcomes, returns, or eligibility for any financial product. Not all individuals will qualify for the strategies discussed. Results vary based on individual circumstances, and past performance is not indicative of future results.

3. Consultation and Agent Interactions

When you submit our form, you agree to be contacted by BlueCollar Wealth and/or licensed insurance agents. Any consultation is free of charge, and you are under no obligation to purchase any product or service. Any transaction or agreement you enter into with an insurance agent is strictly between you and that agent or their affiliated insurance carrier.

4. Eligibility

You must be at least 18 years old to use this Site and submit information through our forms. By submitting information, you represent that you meet this age requirement.

5. Accuracy of Information

You agree to provide accurate, current, and complete information when submitting our forms. Providing false information may result in us being unable to connect you with appropriate strategies or services.

6. Intellectual Property

All content on this Site — including text, graphics, logos, images, and code — is the property of BlueCollar Wealth or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.

7. Third-Party Links and Services

Our Site may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or actions of those third parties. Your interactions with third parties are solely between you and them.

8. Disclaimers

THE SITE AND ALL INFORMATION ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, BLUECOLLAR WEALTH DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, BLUECOLLAR WEALTH AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SITE OR ANY SERVICES REFERENCED HEREIN.

10. Indemnification

You agree to indemnify and hold harmless BlueCollar Wealth, its affiliates, and agents from any claims, damages, or expenses arising from your violation of these Terms or your use of the Site.

11. Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-law principles. Any disputes shall be resolved in the courts located in the Commonwealth of Virginia.

12. Changes to These Terms

We may modify these Terms at any time. Updated Terms will be posted with a revised "Last updated" date. Your continued use of the Site after changes constitutes acceptance of the modified Terms.

13. Contact Us

If you have questions about these Terms, contact us at:

BlueCollar Wealth
Email: privacy@getbluecollarwealth.com